Personal Finance Insider

Personal Finance 2019-08-29T11:53:00Z
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Robo-advisor Wealthfront now offers a new high-yield cash account with a minimum deposit of $1 — here's how it stacks up

Wealthfront's Cash Account, a new high-yield savings account, is fee-free and requires a minimum opening deposit of $1, making it accessible to all.
Personal Finance 2019-07-12T21:34:00Z
how to retire early

How to retire early so you can work, travel, and relax on your own schedule

Curious about how to retire early? Focus on earning, saving, and investing as much as you possibly can. But don't forget to make a backup plan.
Personal Finance 2019-10-21T14:55:00Z
new york city streets

Who has the best cheap car insurance in New York?

The best cheap car insurance in New York is generally through USAA for those with good or better credit, and GEICO for drivers with poor credit.
Personal Finance 2019-10-29T21:04:00Z
Updated Best cash back credit cards 4x3
Personal Finance 2019-10-04T19:38:00Z
American airlines plane airplane

American vs. Delta vs. United — we compared the 3 most popular airline credit cards

We compared the most popular credit cards from the big US airlines: American, United, and Delta. See if it's worth having an airline credit card.
Personal Finance 2019-10-17T20:05:00Z
Best Small Business 4x3

The 11 best small business credit cards to open in 2019

Here are some of the best small business credit cards of 2019 to separate your business and personal expenses while earning valuable rewards.
Personal Finance 2019-11-11T20:34:04Z

Who has the best cheap car insurance in Virginia?

According to Consumer Reports data, Virginia drivers with good credit scores should get quotes from USAA and Nationwide, and for poor credit, GEICO.
Life 2019-11-11T17:50:00Z

Here's how much money America's 10 wealthiest billionaires would have if the US had a moderate wealth tax

Bernie Sanders and Elizabeth Warren have proposed wealth taxes. Jeff Bezos wouldn't be the richest person alive if the US had a wealth tax, a study shows.
Personal Finance 2019-11-11T17:16:00Z

A hidden United benefit will extend your trip for next to nothing

Called the Excursionist Perk, this United Airlines benefit adds an extra flight for next to nothing when you book an international trip.
Personal Finance 2019-11-11T16:16:52Z

How to decide whether to get a cash-back credit card

A cash-back credit card is a type of rewards credit card that earns cash back on your spending, based on a percentage or tier.
Personal Finance 2019-11-11T15:56:00Z

See all our credit card reviews — from cash-back to travel rewards to business cards — in one place

All of Business Insider's credit card reviews in one place. Read reviews of cards like the Chase Sapphire Preferred, the Delta Amex cards and more.
Personal Finance 2019-11-11T15:25:00Z

9 of the most tax-friendly states for retirees who want to save money

Wyoming, Nevada, and Delaware are the best states for retirement taxes, thanks to low income, property and sales taxes.
Personal Finance 2019-11-11T15:24:00Z

Millennials might be mired in debt, not saving for retirement, and delaying medical care, but there are 5 things you can do now to buck the trend

Using findings from Insider and Morning Consult's latest survey on financial health, we identified pain points for millennials and how to improve.
Personal Finance 2019-11-10T16:53:00Z

By depositing $100 a month in an online bank account, I'm earning 20 times more than I would at a traditional bank

Online banks are able to offer a higher interest rate than traditional banks, and CIT Bank is among the highest at 1.85% on qualifying accounts.
Personal Finance 2019-11-10T16:49:00Z

I've paid off $12,000 of credit card debt in 3 months thanks to a strategy that's just strict enough to work

During a move, the author racked up about $20,000 in credit card debt. After the move, she got serious about paying it off.
Personal Finance 2019-11-10T14:23:00Z

I always book a warm-weather escape around the holidays using points from the Hilton Aspire card. It's not too late for you to do the same if you start now.

The Hilton Aspire is my favorite hotel card, and I use it to earn enough points to book a six-night vacation over the holidays.
Personal Finance 2019-11-09T20:05:00Z

People say life insurance should cover 10 times your income, but as a financial adviser I can tell you that isn't always enough

Many experts say you should get 10 times your income in life insurance coverage. As a financial adviser, however, I tend to believe that's not enough.
Personal Finance 2019-11-09T16:58:00Z

The Amex Green card earns valuable bonus points on travel and dining, but it faces stiff competition from Chase's Sapphire cards

The Amex Green card earns valuable travel points and offers some useful travel credits. It has some stiff competition, though, so compare other cards.
Personal Finance 2019-11-09T15:40:00Z

4 reasons you may need disability insurance, even if you think you don't

Anyone who relies on a steady paycheck to support themselves or others should have disability insurance, which can help replace sudden loss of income.
Life 2019-11-09T15:24:00Z

Meet the typical millennial millionaire in America, who has a real-estate portfolio worth $1.4 million, is married, and is more likely to live in California than any other state

There are 618,000 millennial millionaires in America. Many live in California, donate to charity, and view real estate as a key way to build wealth.
Personal Finance 2019-11-08T23:37:41Z

Who has the best cheap car insurance in New Jersey?

Car insurance in New Jersey isn't cheap. But, drivers can save with GEICO, USAA and Travelers, and shop around to get their best rate.
Personal Finance 2019-11-08T20:14:00Z

Using points or miles for holiday travel can be tricky, but 5 strategies can help you stretch your rewards as far as they can go

If you're looking to use points and miles to book holiday travel, be prepared to pay higher award prices. Being flexible also helps.
Personal Finance 2019-11-08T20:09:45Z

I've been using the same app to manage my money for 7 years, and I like it so much I'm teaching my mom to use it, too

Personal Capital offers free investment analysis tools that help you better understand your investments across multiple accounts.
Personal Finance 2019-11-08T18:15:53Z

A good debt-to-income ratio can help you get a loan. Here's what lenders look for.

A good debt-to-income ratio can help you secure a loan. Lenders look for the balance between your earnings every month and the amount you owe.
Personal Finance 2019-11-08T17:53:27Z

A man who inherited a 6-figure trust fund at 20 and wound up in debt anyway shares the advice he'd give his younger self

Brandon Neth inherited about $123,000 from his late father and grandfather when he was 20. He spent most of it on cars, clothes, and restaurants.
Personal Finance 2019-11-08T17:28:00Z

Most Amex cards offer coverage that can reimburse you if a store won't accept your return, and the process couldn't be simpler

If you have an Amex card, you're eligible for return protection that can reimburse you if a store won't accept your return.
Personal Finance 2019-11-08T15:35:49Z

The gender pay gap might hold women back during their careers — but in retirement, it gets even worse

A new report finds that the gender pay gap widens come retirement, where the typical woman retiree's income equals just 70% of the typical man's.
Personal Finance 2019-11-08T14:20:00Z

I closed my Business Platinum card, but I'd still recommend it to small business owners for these 9 reasons

I closed my Business Platinum when its annual fee increased, but I still think it can be a great option for businesses with lots of travel expenses.
Personal Finance 2019-11-07T22:25:00Z

Nearly half of college grads with student loan debt don't think their college degree helped them earn more money

The cost of college can be much higher than the salaries its graduates earn — even if it's an elite university.
Personal Finance 2019-11-07T21:51:04Z

6 signs you probably can't afford to be a stay-at-home parent

Stay-at-home parenthood usually involves losing one salary. Here are six signs having a stay-at-home parent might not be right for your family.
Personal Finance 2019-11-07T21:02:44Z

My fiancé and I have saved over $100,000, traveled, bought a house, and built wealth — all thanks to a change we made 2 years ago

Bethany McCamish, a writer and designer, lives in Washington with her fiancé, an electrical engineer. Here's where their $11,500 a month income goes.
Personal Finance 2019-11-07T20:35:00Z

The Centurion 'black' card has a $2,500 annual fee and is invite-only, but you can get most of its benefits with the Amex Platinum

The Amex "black" card is beyond exclusive, with an invite-only policy. It offers amazing perks, but you can get most of them with the Amex Platinum.
Personal Finance 2019-11-07T17:58:44Z

My retirement savings lost $138 within a month of opening my IRA, but I'm not worried about it

About a month after opening a Wealthsimple SEP IRA, she noticed her investments had lost 1.2% of their value. But she didn't mind.
Personal Finance 2019-11-07T17:33:18Z

If you're deciding whether to pay off your mortgage early or invest, it boils down to one thing: interest rates

If you have cash to spare and are considering whether to pay off your mortgage early or invest, look at the interest rates, says Brian Fry, CFP.
Personal Finance 2019-11-07T16:48:20Z

Public Service Student Loan Forgiveness can help you shed your debt, but it can be tough to qualify

Public Service Student Loan Forgiveness is a program introduced in 2007 to help public sector workers shed their debt after 10 years on the job.
Personal Finance 2019-11-07T16:25:55Z

Most millennials say money adds stress to their relationship, but it's just another financial challenge on a growing list

Many millennials in relationships are stressed about money, and many have an imbalance in incomes. But, the imbalance isn't all that's bothering them.
Personal Finance 2019-11-07T16:07:00Z

Why the Chase Freedom Unlimited is the best credit card for students

College is an ideal time to start building a credit history, and the Chase Freedom Unlimited is an ideal credit card for students.
Personal Finance 2019-11-07T16:00:00Z

Chase's Freedom Unlimited review: One of the best cash-back credit cards of 2019 — with perks that many competing cards don't offer

The Chase Freedom Unlimited offers 1.5% cash back on every purchase with no limits, annual fees, or bonus categories to worry about.
Personal Finance 2019-11-07T15:32:00Z

Chase Offers can get you cash back at Blue Apron, Casper, and more just for having a card — here are some of the best deals available now

Chase Offers are cash-back deals at restaurants and retailers for Chase cardholders. Here are some of the best ones available right now.
Personal Finance 2019-11-07T15:00:00Z

7 credit cards currently offering new-member bonuses of 100,000 points or more

Right now, there are seven credit cards with bonuses of 100,000 points or more! Cards from Capital One, United, and Amex represent fantastic values.
Personal Finance 2019-11-07T14:49:00Z

If you have an Amex card, you could be eligible for up to $50 on Amazon using just one Membership Rewards point

If you're lucky enough to be eligible for this deal, you could save up to $50 on an Amazon purchase by using just one Amex point.
Personal Finance 2019-11-07T14:44:00Z

Refinancing my mortgage lowered my monthly payment by $200, but I wish I'd known 5 things beforehand

The author and her husband bought a house in 2017 in hopes of paying less for a mortgage than they were spending on rent.
Personal Finance 2019-11-06T21:42:00Z

The Capital One Spark Cash earns 2% back on all your spending, and it's currently offering a sign-up bonus worth up to $2,000

If you want a business credit card that keeps things simple, the Capital One Spark Cash is a great option, with 2% back on all your spending.
Personal Finance 2019-11-06T21:18:22Z

A financial expert says there's a strategy for claiming Social Security early that no one thinks about

The Motley Fool's Dan Caplinger says claiming a reduced Social Security benefit at 62 could actually put you ahead if you invest the cash.
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