Personal Finance Insider
- Using a rewards credit card is the quickest way to earn points, miles, or cash back.
- In addition to earning rewards on your everyday spending, you can earn a welcome bonus with most cards after you meet a minimum spending requirement — generally in the first three months or 90 days from account opening.
- We interviewed credit card and travel experts as well as a certified financial planner for their advice on picking the best card for you.
Robo-advisor Wealthfront now offers a new high-yield cash account with a minimum deposit of $1 — here's how it stacks up
Wealthfront's Cash Account, a new high-yield savings account, is fee-free and requires a minimum opening deposit of $1, making it accessible to all.
Curious about how to retire early? Focus on earning, saving, and investing as much as you possibly can. But don't forget to make a backup plan.
We compared the most popular credit cards from the big US airlines: American, United, and Delta. See if it's worth having an airline credit card.
Here are some of the best small business credit cards of 2019 to separate your business and personal expenses while earning valuable rewards.
Despite being much closer to retirement age than millennials, Gen Xers don't have much to show for it, an Insider and Morning Consult survey found.
After getting engaged, the author started paying down debt and raising her credit score. A feature on the Credit Karma app made a huge difference.
Here's how much money America's 10 wealthiest billionaires would have if the US had a moderate wealth tax
Bernie Sanders and Elizabeth Warren have proposed wealth taxes. Jeff Bezos wouldn't be the richest person alive if the US had a wealth tax, a study shows.
Called the Excursionist Perk, this United Airlines benefit adds an extra flight for next to nothing when you book an international trip.
A cash-back credit card is a type of rewards credit card that earns cash back on your spending, based on a percentage or tier.
All of Business Insider's credit card reviews in one place. Read reviews of cards like the Chase Sapphire Preferred, the Delta Amex cards and more.
Wyoming, Nevada, and Delaware are the best states for retirement taxes, thanks to low income, property and sales taxes.
Millennials might be mired in debt, not saving for retirement, and delaying medical care, but there are 5 things you can do now to buck the trend
Using findings from Insider and Morning Consult's latest survey on financial health, we identified pain points for millennials and how to improve.
By depositing $100 a month in an online bank account, I'm earning 20 times more than I would at a traditional bank
Online banks are able to offer a higher interest rate than traditional banks, and CIT Bank is among the highest at 1.85% on qualifying accounts.
I've paid off $12,000 of credit card debt in 3 months thanks to a strategy that's just strict enough to work
During a move, the author racked up about $20,000 in credit card debt. After the move, she got serious about paying it off.
I always book a warm-weather escape around the holidays using points from the Hilton Aspire card. It's not too late for you to do the same if you start now.
The Hilton Aspire is my favorite hotel card, and I use it to earn enough points to book a six-night vacation over the holidays.
People say life insurance should cover 10 times your income, but as a financial adviser I can tell you that isn't always enough
Many experts say you should get 10 times your income in life insurance coverage. As a financial adviser, however, I tend to believe that's not enough.
The Amex Green card earns valuable bonus points on travel and dining, but it faces stiff competition from Chase's Sapphire cards
The Amex Green card earns valuable travel points and offers some useful travel credits. It has some stiff competition, though, so compare other cards.
Anyone who relies on a steady paycheck to support themselves or others should have disability insurance, which can help replace sudden loss of income.
Meet the typical millennial millionaire in America, who has a real-estate portfolio worth $1.4 million, is married, and is more likely to live in California than any other state
There are 618,000 millennial millionaires in America. Many live in California, donate to charity, and view real estate as a key way to build wealth.
Car insurance in New Jersey isn't cheap. But, drivers can save with GEICO, USAA and Travelers, and shop around to get their best rate.
Using points or miles for holiday travel can be tricky, but 5 strategies can help you stretch your rewards as far as they can go
If you're looking to use points and miles to book holiday travel, be prepared to pay higher award prices. Being flexible also helps.
I've been using the same app to manage my money for 7 years, and I like it so much I'm teaching my mom to use it, too
Personal Capital offers free investment analysis tools that help you better understand your investments across multiple accounts.
A good debt-to-income ratio can help you secure a loan. Lenders look for the balance between your earnings every month and the amount you owe.
A man who inherited a 6-figure trust fund at 20 and wound up in debt anyway shares the advice he'd give his younger self
Brandon Neth inherited about $123,000 from his late father and grandfather when he was 20. He spent most of it on cars, clothes, and restaurants.
Most Amex cards offer coverage that can reimburse you if a store won't accept your return, and the process couldn't be simpler
If you have an Amex card, you're eligible for return protection that can reimburse you if a store won't accept your return.
The gender pay gap might hold women back during their careers — but in retirement, it gets even worse
A new report finds that the gender pay gap widens come retirement, where the typical woman retiree's income equals just 70% of the typical man's.
I closed my Business Platinum card, but I'd still recommend it to small business owners for these 9 reasons
I closed my Business Platinum when its annual fee increased, but I still think it can be a great option for businesses with lots of travel expenses.
Nearly half of college grads with student loan debt don't think their college degree helped them earn more money
The cost of college can be much higher than the salaries its graduates earn — even if it's an elite university.
Stay-at-home parenthood usually involves losing one salary. Here are six signs having a stay-at-home parent might not be right for your family.
My fiancé and I have saved over $100,000, traveled, bought a house, and built wealth — all thanks to a change we made 2 years ago
Bethany McCamish, a writer and designer, lives in Washington with her fiancé, an electrical engineer. Here's where their $11,500 a month income goes.
The Centurion 'black' card has a $2,500 annual fee and is invite-only, but you can get most of its benefits with the Amex Platinum
The Amex "black" card is beyond exclusive, with an invite-only policy. It offers amazing perks, but you can get most of them with the Amex Platinum.
About a month after opening a Wealthsimple SEP IRA, she noticed her investments had lost 1.2% of their value. But she didn't mind.
If you're deciding whether to pay off your mortgage early or invest, it boils down to one thing: interest rates
If you have cash to spare and are considering whether to pay off your mortgage early or invest, look at the interest rates, says Brian Fry, CFP.
Public Service Student Loan Forgiveness is a program introduced in 2007 to help public sector workers shed their debt after 10 years on the job.
Most millennials say money adds stress to their relationship, but it's just another financial challenge on a growing list
Many millennials in relationships are stressed about money, and many have an imbalance in incomes. But, the imbalance isn't all that's bothering them.
College is an ideal time to start building a credit history, and the Chase Freedom Unlimited is an ideal credit card for students.
Chase's Freedom Unlimited review: One of the best cash-back credit cards of 2019 — with perks that many competing cards don't offer
The Chase Freedom Unlimited offers 1.5% cash back on every purchase with no limits, annual fees, or bonus categories to worry about.
Chase Offers can get you cash back at Blue Apron, Casper, and more just for having a card — here are some of the best deals available now
Chase Offers are cash-back deals at restaurants and retailers for Chase cardholders. Here are some of the best ones available right now.
Right now, there are seven credit cards with bonuses of 100,000 points or more! Cards from Capital One, United, and Amex represent fantastic values.
If you have an Amex card, you could be eligible for up to $50 on Amazon using just one Membership Rewards point
If you're lucky enough to be eligible for this deal, you could save up to $50 on an Amazon purchase by using just one Amex point.
Refinancing my mortgage lowered my monthly payment by $200, but I wish I'd known 5 things beforehand
The author and her husband bought a house in 2017 in hopes of paying less for a mortgage than they were spending on rent.
The Capital One Spark Cash earns 2% back on all your spending, and it's currently offering a sign-up bonus worth up to $2,000
If you want a business credit card that keeps things simple, the Capital One Spark Cash is a great option, with 2% back on all your spending.
A financial expert says there's a strategy for claiming Social Security early that no one thinks about
The Motley Fool's Dan Caplinger says claiming a reduced Social Security benefit at 62 could actually put you ahead if you invest the cash.